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0.9 TCE 90 Dynamique Nav 5dr
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1.7 CRDi ISG 1 5dr
1.2 Pop 3dr
2.0 TDI 150 BlueMotion Tech GT 4dr
2.2 DI-D GX3 5dr
A160 SE 5dr
C220d Sport 4dr Auto
1.0 EcoBoost 140 ST-Line Navigation 3dr
2.0 TDCi 150 Zetec 5dr 2WD
1.7 CRDi Blue Drive SE 5dr 2WD
Welcome to the Central Contracts website. We are one of the UK’s leading car leasing websites, with a wide range of high quality vehicles and leasing options to choose from, at incredibly competitive prices.
Here at Central Contracts, we have made it our mission to offer a great variety of top-end vehicles and flexible lease agreements, so that no matter what your needs are, we can accommodate them. We have coupés, convertibles, hatchbacks, estates and saloons from various reputable car manufacturers, and offer them all at affordable prices. We will not rest until we have found you a great car at a great price!
The contract options we offer our customers include:
All of our vehicles are acquired directly from the manufacturer, so whether you are looking for a family Toyota or a sporty BMW, you can rest assured that the car you are getting is of the finest quality and performance capabilities. Our fantastic team has a wealth of experience in offering and advising options, so they will ensure that you receive the deal which is best for you and the most cost-effective.
We will listen closely - from our first point of contact - to your wants and needs and do everything we can to make sure you get what you want. Throughout your entire contract we are there to assist and advise you whenever you need it, to ensure you get the best car leasing experience out there.
We offer our enormous range of high-end vehicles in a wide range of colours to suit everyone’s tastes, and offer added extras to further enhance your experience. You will find that our website is very easy to navigate around, with a list of manufacturers down the left hand side and a search bar in the top right-hand corner. Give us a call as well if you would like any further clarification - our helpful and friendly team will talk you through every step of the way.
Whether you want a small city run-around vehicle for two years or a corporate fleet of cars for five years, we offer you the best value possible as we want your money to go further. Unlike purchasing a car outright, contract hire and leasing does not require a massive deposit, so your budget will stretch that little bit further.
The main benefits of Contract Hire and Car Leasing include:
If in some way you find the vehicle you want at a lower price elsewhere, we will try to match their price - if not beat it outright. The chances are that by calling us and asking, we can accommodate you - so do not hesitate to pick up the phone and find out. One of our helpful members of staff will be happy to talk to you.
Contract Hire is the most popular type of leasing agreement in the UK; it is sometimes alternatively referred to as an 'operating lease'. Here is the gist of it:
The main advantages of Contract Hire include:
There are some disadvantages of Contract Hire, though, which you must bear in mind:
Contract Hire is definitely the most favoured type of car leasing in the UK, because it allows you to drive a vehicle you like (one you may not have previously been able to afford), whilst paying low initial deposits and low monthly payments.
Low deposits mean that you can gain access to your dream car quickly, and here at Central Contracts we will always offer you the earliest delivery date possible - all the while keeping you fully informed on the progress of your order.
Once your contract terminates, you do not have to worry about selling the vehicle on at a much depreciated price or disposing of it - you simply hand it back to us, and if you want you can take on a new contract.
A vehicle's depreciation in value is one of the biggest costs involved in motoring - but with contract hire you do not have to worry whatsoever. Everyone can benefit from this too - both businesses and individuals. These deals are easy to manage and prove much more cost effective in the end.
Contract Hire is perhaps the most flexible choice in car leasing, which is why it is so popular with individuals and businesses alike. Here at Central Contracts you will find the payment plan which suits your circumstances and requirements perfectly, and there is opportunity to adjust your payments if your contract increases in its duration (or if you put down a large initial payment) - the longer the lease, the cheaper the deal.
When you enter into a contract agreement with us, you can select your preferred annual mileage limit - i.e. you will tell us how many miles you think you will drive over a 12-month period, meaning that your monthly payments are based partly on that. This saves you money if you stick to the limit you have estimated and don't exceed it, as you will only pay for the amount of miles you do. If you do exceed it, however, it can be quite costly for you - so try to be as accurate as possible when calculating your expected yearly mileage.
If at any point you believe you may have underestimated your mileage, you can adjust your contract accordingly, though that will obviously incur a slightly bigger monthly rental cost.
Central Contracts can implement a maintenance service into your contract, meaning you will pay a monthly charge for this, but you will not have to worry about it again. The maintenance option normally covers the general servicing and routine maintenance, as well as tyres, exhausts and batteries.
Business Contract Hire and Personal Contract hire are very similar, the difference between the two being, of course, that the former is for the use of businesses only. If your company needs a fleet of vehicles, we can organise this, and can offer discounts - call us up and discuss this with one of our team members.
This is a fantastic option for people who want to purchase a new car and pay for it in a much more manageable fashion than buying a car outright. These payments are made via monthly instalments which are not subject to VAT. There is an optional service package (i.e. the maintenance) on which VAT must be paid, however - but that package is optional.
Contract Purchase gives you more freedom of choice once the finance agreement comes to an end. Car leasing allows people to drive cars which they were unable to afford previously, due to the cost-effectiveness of the plan - with its low monthly payments and low deposit.
When the contract comes to an end, you can either make the balloon payment so that the car is yours, refinance the agreement so that you can continue with that car, or hand the vehicle back and walk away with no more obligation.
Upon the creation of the contract, customers make their initial payment and then pay the fixed monthly payments which are put in place, then at the end of the contract you have the option of paying balloon amount (which is sometimes referred to as "generated future value" or GFV for short).
When the contract period terminates, you have four basic options:
In order to get the best monthly rates, you should look at longer contracts as they are cheaper per month, or put down a bigger deposit so that your monthly rates are thereby lower, and also try to calculate your estimated annual mileage as accurately as possible, so that you are not paying for more miles than you need to.
Finance Leasing would suit sole traders, partnerships, companies and VAT-registered businesses. The way this agreement works is simple: the finance company owns the vehicle and, once the contract has ended, they keep it - so, basically, the vehicle is hired out for a set amount of time. Finance leasing would suit companies which require a vehicle (or several) quickly, but would rather not make large initial payments.
The monthly payments are calculated by considering the initial cost of the car, its value at the end of the contract, the length of the contract, and the size of the balloon payment. It is worth noting, though, that finance leasing still means there are fixed mileage restrictions. You will, however, have full use of the vehicle throughout the length of the contract.
Lease Purchase is ideal for non-VAT-registered customers who would eventually like to take ownership of the vehicle they are leasing, but do not have the money to fork out for it right away.
You can put down a larger initial payment if you wish, and this will massively reduce the monthly payment amounts. The monthly cost is calculated by the difference between the retail value and the depreciation value - therefore purchasing a car which will hold its value well will work in your favour in the long-run.
Lease Purchase differs to Contract Purchase, as the former gives you the option to purchase the car at the end of the finance agreement, whereas with the former you have to agree to purchase the car at the end. For this reason, lease purchase is only suitable for customers who are absolutely certain that they want to own the vehicle at the end of the contractual period (balloon payments must be paid off too).
Hire Purchase essentially gives the customer more options at the end of the contract agreement. Hire Purchase agreements can be drawn out over several years. The longer the contract is, the lower the payments are - but the higher the interest rates (ATR rates are generally fixed throughout the whole of the contract). These agreements generally last between two and three years, but sometimes you will be allowed to finance the car over a longer period of time, so that your monthly payments are kept low.
The customer simply selects the car they would like to finance, and then the application for the Hire purchase is sent to the finance company, which in effect requests a loan from them. If the finance company agrees to it, they pay the dealership the money for the car on your behalf, and you are the registered 'keeper' of the car - whilst the finance company is the legal owner. Once you have made all of your payments, you are then the owner.
Hire Purchase is ideal for someone who wants a new car but would prefer to pay for it in a more affordable way - this is the option people go for if they want to purchase a vehicle but not by purchasing outright. Also, this allows customers to gain access to cars which would previously have been beyond their means.
Hire Purchasing also benefits businesspeople, as once you own the vehicle it is classed as an asset of your company or business, and the interest tends to be lower than the interest on a bank loan would be.
If you'd like to find out more about the leasing options available through Central Contracts, please contact us on 0800n 567 0121 right away, or email us.